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About Us




Professional Leasing, Inc was formed in 1982 to provide economical lease and lease finance options to local businesses that needed access to equipment on Delmarva. Now, having operated for over four decades, Professional Leasing, Inc has leased new and used equipment and vehicles to businesses all over the Mid-Atlantic region.
 
Professional Leasing, Inc serves the needs of many industries including agriculture, manufacturing, transportation, construction, and more. Whether you need trucks and trailers for your transportation business, heavy equipment for your construction business, tractors for your farm, custom manufacturing equipment or a security system for your office – Professional Leasing, Inc can create a lease plan that works for you.
 

Professional Leasing, Inc is an independent leasing company in Delaware and has served hundreds of local businesses. As an independent company, we are able to provide flexible terms, unparalleled customer service, and extremely fast approvals and funding for your equipment needs. We are not restricted to specific manufacturers, nor do we broker for large financial institutions that can bog you down with unnecessary red tape. We have our customers' best interests in mind, so you can be confident you are receiving the best deal possible.

 
It’s our goal to provide the personalized service that you deserve and simplify the overall process of obtaining equipment for your business. We want to establish long-lasting partnerships to help your business grow.
 
We offer various lease options for all types of new and used equipment and vehicles ranging from $10,000 - $250,000.
 
Professional Leasing, Inc provides Equipment Financing Solutions, Equipment Leasing, Lease Financing, $1.00 Purchase Options, Same Day Approvals, and Simple Applications for Businesses Located in Maryland, Delaware, Virginia, and the Mid-Atlantic.
 
We provide Equipment Financing Options and Equipment Leasing for Construction Equipment, Trucking and Transportation Equipment, Manufacturing Equipment, Agriculture Equipment, and other various types of new and used equipment. We are happy to be your premier Equipment Leasing Business and provider of Equipment Financing Solutions.
 
Please note: Lease Finance solutions are provided by Professional Leasing, Inc.  Professional Leasing, Inc does not provide tax or accounting advice. Customers should consult their tax attorney or accountant about individual circumstances.


Why Lease With Us



You should lease when you are in need of equipment for your business, whether it is for an “upgrade” or replacement, or for an expansion that is necessary for your company's growth.
 
  • Leasing is easy. Our lease process is quick and efficient, saving you valuable time and giving you quick access to the funds necessary to purchase your equipment. When banks say no, we say yes.
  • Our leases do not involve the large down payment that most banks require.
  • Leasing provides you with a fixed monthly payment over the term of your lease.
  • Our $1 purchase option gives you the ability to own your equipment for a nominal price after the last payment is made.  
  • Professional Leasing, Inc can custom tailor a lease plan to work with your business's cash flows. Some examples include skip, or step payment plans to help you preserve your cash during off-peak periods.
 
Benefits For Lessee
 
Facilitates Budget Planning
Improve cash flow budgeting. Let Professional Leasing, Inc make it possible for you to put new equipment to use immediately, with a predictable lease payment plan that works with your company's cash flow.

Frees Up Working Capital
Since we can finance 100% of the cost of the equipment, leasing does not require any large cash outlays. This allows you to preserve your cash for your business operations.

Credit Undisturbed
Generally, established lines of credit with your other financial institutions are not affected by our lease contracts.

Cost Management
Get pre-approved for your equipment purchase, then shop for your equipment with your financing in place. You get to select the equipment and negotiate the price. This can allow you to realize a "cash purchase" discount from your vendor, because you are buying your equipment with our cash.

New or Used Equipment
Your business can benefit from the cost savings associated with the purchase of used equipment.

Equipment Obsolescence
Leasing allows you to schedule your payments to coincide with the equipment's life cycle. Our flexible programs will allow you to purchase the equipment at the end of the lease. Our leases can give you access to the most current technology, making your business more competitive.
 
Please note: Lease Finance solutions are provided by Professional Leasing, Inc.  Professional Leasing, Inc does not provide tax or accounting advice. Customers should consult their tax attorney or accountant about individual circumstances.

FAQS



Leasing

Q. What is a Lease?
A. A lease is a contractual agreement between the lessee (the customer) and the lessor (Professional Leasing Inc). We purchase the equipment from your vendor and lease it to the lessee for a fixed monthly payment.

Q. How does the equipment lease process work?
A. Select the equipment that you would like to obtain and finalize the price with your vendor. Professional Leasing will help you determine the best equipment lease option and term. Complete the application and, upon approval, Professional Leasing will generate the contracts and issue funds for the equipment or vehicle.

Q. What type of equipment can be leased?
A. Most types of equipment can be leased as long as it is for commercial purposes.

Q. Who can apply for a lease?
A. Any business, company, association or non-profit can lease through Professional leasing providing it is used for commercial purposes.

Q. What types of leases do you offer?
A. Professional Leasing offers a $1 buyout lease, a 10% purchase option lease, as well as a Fair Market Value Option Lease.

Q. What options do you offer at the end of your lease?
A. Professional Leasing offers a $1 buyout, 10% purchase option as well as a Fair Market Value Option.

Q. Can I obtain my equipment from a private party rather than a vendor?
A. Yes, as long as the equipment is used for commercial purposes.

Q. What type of information do you need to begin the lease approval process?
A. You will need to complete our lease application. If any supplemental information is required, we will contact you.

Q. Will you lease new or used equipment?
A. Yes, Professional Leasing will lease new as well as used equipment.

Rates and Terms

Q. What types of rates and terms do you offer?
A. Our lease rates are fixed for the entire term, they do not change. Our lease terms may be set from 12-60 months. Contact us to discuss your needs with our associates. They will work with you to formulate a plan that works best for your business.

Q. Is insurance needed for the Equipment?
A. Yes, you must provide insurance coverage on your equipment in order to lease with us.